Wisconsin LTC & Annuity Best Interest Certification with ClearCert®
Every CEWisconsin Long-Term Care and Annuity Best Interest course is ClearCert® certified. ClearCert is the national database insurance carriers use to confirm you have completed the LTC or annuity training they require before you can sell their products. It is a tracking system — not a course or a certificate you print — and your completion is reported through ClearCert to your carriers.
What ClearCert Is (and What It Isn't)
ClearCert is a common point of confusion, so it's worth being clear: ClearCert does not teach the class and it does not issue your CE credit. The Wisconsin Office of the Commissioner of Insurance (OCI) approves the continuing education, and CEWisconsin (Wisconsin OCI provider #20781) teaches it. What ClearCert® does is give carriers and distribution partners a single, trusted place to verify that the LTC or Annuity Best Interest course an agent took meets the content standards carriers and regulators expect. When a course is “ClearCert certified,” the provider has had it reviewed against those standards, and completions are reported into the ClearCert system.
Why Carriers Require ClearCert-Certified Courses
Insurance carriers are responsible for making sure every agent who sells their long-term care or annuity products has completed the proper training first. Rather than track dozens of providers and course formats one by one, most carriers simply require that the training be ClearCert certified — it gives them one dependable feed of completion data. For you, the practical effect is simple: take a ClearCert-certified course and you won't get stopped at the point of sale by a carrier saying your training “doesn't count.” Taking a non-certified course is one of the most common reasons agents run into a surprise compliance hold.
The CEWisconsin Courses That Are ClearCert Certified
Both Wisconsin training requirements that run through ClearCert are covered by CEWisconsin, and both also count toward the 24 hours of continuing education Wisconsin requires each two-year license period:
| Training | Wisconsin requirement |
|---|---|
| Long-Term Care (LTC) Partnership training | 8 hours of initial training before you sell, then 4 hours of ongoing training each two-year license period (a 12-hour comprehensive option is also available). See the full LTC training guide. |
| Annuity Best Interest training | A one-time course required under 2021 Wisconsin Act 260 (effective October 1, 2022) before you sell annuities. The state sets a 4-hour minimum; CEWisconsin's course is 6 credits. See the Annuity Best Interest guide. |
What You Have to Do (Almost Nothing)
Because our LTC and annuity courses are already ClearCert certified, you don't have to hunt for a “ClearCert-approved” version somewhere else or worry that your training won't be recognized. Complete the CEWisconsin course, pass the test, and sign the affidavit. Your completion is reported through ClearCert to your carriers, and your Wisconsin CE is submitted to the state as part of our all-inclusive service. There is no separate ClearCert certificate to print, no form to fax, and no extra ClearCert fee.
Frequently Asked Questions
What is ClearCert?
ClearCert is the national database insurance carriers use to confirm that an agent has completed the required Long-Term Care and Annuity Best Interest training. It is a certification-tracking system, not a course or a certificate you print. Wisconsin's OCI approves the CE and CEWisconsin teaches it; ClearCert simply gives carriers one trusted place to verify the course meets the required content standards.
Are CEWisconsin's LTC and annuity courses ClearCert certified?
Yes. Every CEWisconsin Long-Term Care Partnership course and the Annuity Best Interest course is ClearCert certified, and your completion is reported through ClearCert to your carriers.
Do I have to send my ClearCert certificate to my carrier?
No. There is no separate certificate to print or mail. Because the course is ClearCert certified, your completion is reported through ClearCert and your carriers look it up on their side. There is nothing extra for you to submit.
Does ClearCert certification cost extra at CEWisconsin?
No. ClearCert-certified training is part of CEWisconsin's all-inclusive price. There are no hidden certification or reporting fees on top of the course.
Do LTC and annuity training also count toward my 24 CE credits?
Yes. Your Long-Term Care Partnership and Annuity Best Interest courses count toward the 24 hours of continuing education Wisconsin requires each two-year license period.