4 Wisconsin CE credits · Course #6000189724 · ClearCert reported
ClearCert ApprovedWisconsin LTC Insurance Partnership - 4 credit is a 4-credit Wisconsin insurance continuing-education course from CEWisconsin, Wisconsin OCI-approved provider #20781. Fulfills the Wisconsin requirement for LTCIP "on-going training". This page has a free 7-minute video overview and a 36-minute audio overview to use before you enroll or while you study. CE credit comes from the course material and its test, not from watching or listening.
The course material provides an extensive examination of the Long-Term Care Insurance Partnership Program, with a particular focus on its implementation and mechanics in Wisconsin. They begin by defining long-term care services by distinguishing them from acute medical care, detailing needs based on Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs), and presenting demographic statistics underscoring the high probability and cost of needing care. The text then outlines the diverse care settings (from home care to nursing facilities) and the significant financial impact of long-term care, which often exceeds retirement savings. Crucially, the documents trace the origins and federal framework of the Partnership program, established by the Deficit Reduction Act of 2005, which allows policyholders to protect assets from Medicaid spend-down using a dollar-for-dollar model based on insurance benefits paid. Finally, the sources explain the specific Wisconsin Medicaid structure and the rigorous policy requirements—including strict inflation protection and consumer safeguards—necessary for policies to qualify for this essential asset protection benefit, which also extends to estate recovery exemptions.
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Go to the course in the catalogAbout these previews: the video and audio overviews were produced with Google NotebookLM from the course material. They summarize; the course text and its test are the authority. Page updated September 5, 2026.
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