Wisconsin Insurance Ethics CE: What You Need to Know
Since agent CE was first mandated back in the 1990s, the Wisconsin Office of the Commissioner of Insurance (OCI) has required all licensed insurance agents to complete a minimum of 3 credit hours of ethics-approved material as part of their continuing education requirement. Ethics credits are simply a part of your 24 total hours — they are not additional credits on top of the 24.
The total is 24 hours, not 24 plus 3 ethics equals 27 credits. Three hours is the minimum, so you could take up to 24 total hours in ethics every two years. All credits count toward your 24-hour total requirement.
About this guide: CEWisconsin is a Wisconsin OCI-approved CE provider (#20781) that has helped Wisconsin agents complete their ethics and CE requirements since 2002. Owner Bill Murray has been a licensed Wisconsin insurance agent since 1995 — so he completes the same 3-credit ethics requirement every renewal period, right alongside you.
What Counts as Ethics CE in Wisconsin?
Ethics CE courses in Wisconsin cover topics like agent conduct and fiduciary duties, fair dealing and consumer protection, fraud prevention and reporting obligations, privacy and data handling responsibilities, and conflicts of interest. Each ethics course must be individually approved by OCI and assigned a course number — you can verify any course's approval status on the NAIC SOLAR lookup.
How to Fulfill the Ethics Requirement
You have flexibility in how you complete your 3 ethics credits. CEWisconsin offers several ethics-approved courses in different credit amounts so you can mix and match:
- One-n-Done 24-credit courses with ethics included — Several of our 24-credit classes include 3 or 5 ethics credits built in, so you can fulfill your entire CE requirement (including ethics) in a single course.
- Standalone ethics courses — If you're building your 24 credits from multiple smaller classes, pick an ethics course first to make sure that requirement is covered.
Browse all ethics-approved courses to find the option that works best for you.
Common Ethics CE Questions
Do I need 24 credits plus 3 ethics, for a total of 27?
No. The ethics requirement is part of your 24-credit total. You need 24 total, and at least 3 of those 24 must be ethics-approved.
Can I take more than 3 ethics credits?
Absolutely. Three is just the minimum. You could take all 24 credits in ethics courses if you wanted to — they all count toward your total.
Does the ethics requirement apply to all license types?
Yes. Whether you hold a life, health, property, casualty, or any combination license, the 3-credit ethics minimum applies to every Wisconsin insurance agent.
Can I use CEWisconsin's One-n-Done courses to satisfy ethics?
Yes! Several of our 24-credit One-n-Done courses include ethics credits built right in, so you complete everything — all 24 credits including ethics — in one course.
Does my ethics course have to be Wisconsin-specific?
No. Wisconsin doesn't require your ethics credits to be Wisconsin-specific — any OCI-approved ethics course counts. CEWisconsin's ethics courses do use Wisconsin scenarios and reference OCI rules, so the material stays relevant to your day-to-day practice.
I already completed 3 ethics credits earlier this period. Do I need more?
No. Once you've completed at least 3 ethics-approved credits within your current 2-year period, the ethics requirement is satisfied. Any additional ethics credits simply count toward your 24-credit total.
Not Sure Which Ethics Course to Take?
Try our Course Recommendation Tool — answer a few quick questions and we'll suggest the best courses for your situation. Or just browse the full ethics course list.