Since agent CE was first mandated back in the 1990s, the state has required all agents to complete a minimum of 3 credit hours of "ethics" material as part of their continuing education requirement. Ethics credits are simply a part of that 24 hours.
The total is 24 hours, not 24 plus 3 ethics equals 27 credits. Three hours is the minimum, so you could take up to 24 total hours in ethics every two years. All credits count toward your 24 hour total requirement.
Click here to see all classes, including the ethics offerings. There are several options to get your ethics credits.