Homeowners Insurance: Video and Audio Overview
9 Wisconsin CE credits · Course #62928
Homeowners Insurance is a 9-credit Wisconsin insurance continuing-education course from CEWisconsin, Wisconsin OCI-approved provider #20781. Homeowners insurance policies and provisions. This page has a free 9-minute video overview and a 24-minute audio overview to use before you enroll or while you study. CE credit comes from the course material and its test, not from watching or listening.
Watch the video overview (9 min)
Listen to the audio overview (24 min)
What the course covers
The course material provides a comprehensive, Wisconsin-specific guide to homeowners insurance for agents, opening with the losses Wisconsin homes actually face (wind and hail, ice dams and winter perils, sewer and sump backup, and rural fire response times) before walking through the homeowners forms family - HO-3, HO-5, HO-2, HO-8, HO-4 for renters, and HO-6 for condominium unit owners - and how to match the form to the client. It examines the Wisconsin law that governs the policy: the valued policy law for wholly destroyed owner-occupied dwellings, the narrowing right to cancel, advance written notice with reasons for nonrenewal and for renewal on less favorable terms, the mortgage clause, prompt payment and unfair claims settlement rules enforced by OCI, and the state's stock, mutual, and town mutual insurers. The text details the Section I property coverages (Coverage A Dwelling, B Other Structures, C Personal Property with its special limits, D Loss of Use, plus debris removal and other additional coverages), the major exclusions and the endorsements that fix them (water backup, ordinance or law, service line, scheduling valuables, home business coverage), and valuation: replacement cost versus actual cash value, insurance-to-value and the 80 percent clause, roof settlement schedules, contents settlement, and flat versus percentage deductibles. Section II liability follows - Coverage E personal liability, Coverage F medical payments to others regardless of fault, defense costs paid in addition to the limit, the business and vehicle/watercraft exclusions, dog and trampoline and pool exposures, and the personal umbrella - and later chapters cover what the homeowners form doesn't fit: flood and the NFIP, the DP-1/DP-2/DP-3 dwelling forms for rentals, vacant and seasonal property, manufactured homes, the Wisconsin Insurance Plan as the market of last resort, and farm property. The course closes with underwriting and loss-history reports, the insured's duties after a loss, the appraisal clause, and the agent's renewal conversation built on asking what changed.
Course facts
- Credits: 9 (Wisconsin requires 24 every two-year license period)
- Ethics credits: none; pair it with an ethics course if you still need your 3
- Course number: 62928
- Format: self-study reading, then an online multiple-choice test (70% to pass, unlimited free retakes, disinterested-party proctor required)
- Reporting: CEWisconsin files your completion with the Wisconsin OCI
Ready to take Homeowners Insurance?
Open the course in the catalog, buy the credits you need, read, and test. Pricing is all-inclusive.
Go to the course in the catalogFrequently asked questions
About these previews: the video and audio overviews were produced with Google NotebookLM from the course material. They summarize; the course text and its test are the authority. Page updated September 5, 2026.
Questions about a course?
Call or text Bill at 608-219-4985 or email mailadmin@cewisconsin.com