Annuities: Video and Audio Overview

2 Wisconsin CE credits · Course #63401

Annuities is a 2-credit Wisconsin insurance continuing-education course from CEWisconsin, Wisconsin OCI-approved provider #20781. Covers the basics and history of annuities. This page has a free 7-minute video overview and a 27-minute audio overview to use before you enroll or while you study. CE credit comes from the course material and its test, not from watching or listening.

Watch the video overview (7 min)

Published August 11, 2025 · 7 min · MP4

Listen to the audio overview (27 min)

Published April 25, 2025 · 27 min · MP3

What the course covers

The course material provides an extensive examination of annuity contracts, beginning with the fundamental definition of an annuity as an agreement with an insurance company that offers tax-deferred growth and the defining characteristic of a guaranteed income stream for life. They thoroughly describe the two primary phases of an annuity, the accumulation/deferral phase and the income/annuity phase, distinguishing between immediate and deferred annuities. Furthermore, the documents cover different types of annuities, such as fixed, variable, and equity-indexed annuities, detailing their features, potential benefits like death and living guarantees, and associated drawbacks, including various fees and the risk of early surrender charges. Finally, the sources review the historical development of annuities in the U.S., highlighting the influence of tax legislation, such as TEFRA and DEFRA, on their structure and role as long-term retirement savings vehicles, while also cautioning prospective buyers about regulatory oversight and the potential for high commissions and fees.

Course facts

Credits: 2 (Wisconsin requires 24 every two-year license period)
Ethics credits: none; pair it with an ethics course if you still need your 3
Course number: 63401
Format: self-study reading, then an online multiple-choice test (70% to pass, unlimited free retakes, disinterested-party proctor required)
Reporting: CEWisconsin files your completion with the Wisconsin OCI
Note: (Does NOT fulfill WI Annuity "Best Interest" Training Requirements.)

Ready to take Annuities?

2 CE Credits

Open the course in the catalog, buy the credits you need, read, and test. Pricing is all-inclusive.

Go to the course in the catalog

Frequently asked questions

Do the video or audio overviews earn CE credit?

No. Wisconsin CE credit for Annuities comes from reading the course material and passing its proctored online test with a score of 70% or better. Retakes are free and unlimited. The video and audio are free study aids.

How long are the video and audio overviews?

The video runs about 7 minutes and the audio about 27 minutes. Both were produced from the course material with Google NotebookLM; the video was published August 11, 2025 and the audio April 25, 2025.

How do I take Annuities?

Buy CE credits on the catalog page (pricing is all-inclusive: the state submission fee and retakes are included), open the course, read the material, and take the test. This course uses 2 credits.

Does this course satisfy the Wisconsin annuity Best Interest training requirement?

No. Does NOT fulfill WI Annuity "Best Interest" Training Requirements. The six-credit Wisconsin Annuity Best Interest Training course does; see cewisconsin.com/ast.html.

About these previews: the video and audio overviews were produced with Google NotebookLM from the course material. They summarize; the course text and its test are the authority. Page updated September 5, 2026.

Questions about a course?

Call or text Bill at 608-219-4985 or email mailadmin@cewisconsin.com